10 Online Banks Like Chime: Which One Is Best for You?. What to Know About Neobanks Like Chime, Current and Varo. Similarities to Chime. Say goodbye to hours spent researching the best credit card. Chime’s Secured Credit Builder Visa® Credit Card. Chime has no credit requirement for their card, allowing customers to use this as a credit-building vehicle although they receive no cash back or rewards points. Like Chime: Which One Is Best for You?>10 Online Banks Like Chime: Which One Is Best for You?. Someone using my debit card 1,000 miles away? : r/chimebank. You can send a Cash App payment with just the recipient’s basic contact details, or their $cashtag username, and it’ll arrive instantly. No fee checking accounts with fee-free overdraft protection up to $200. If you’re considering a bank like Chime, but concerned about opening an account from a provider with no physical branch network, Capital One might. Best Chime bank competitors ( Top Alternatives) Jump to 1 Varo Bank – Mobile Banking 2 Dave 3 Earnin 4 Brigit 5 One Finance 6 Ally Invest 7 Digit banking 8 Albert Varo Bank – Mobile Banking Ditch overdraft and get a small cash advance of up to $100 between paychecks with Varo Advance. Top Alternatives to Chime 1. It requires no minimum deposit for opening the account and zero monthly fees for services. Qesm 1st Hurghada, Al Bahr al Ahmar, Egypt. And unlike other secured credit cards, with the Chime Credit Card you can use your deposit to pay for monthly charges. It’s one of the best banking apps for contactless. The 10 Best Zero-Fee Reloadable Prepaid Cards Chime Credit Builder Secured Visa® Credit Card Bluebird® Prepaid Debit Card Netspend® Visa® Prepaid Card PayPal Prepaid Mastercard® Brinks. Want to Know About Chime’s Credit Builder Card?. Can’t Get a Credit Card? Try These Alternative Options. It functions more like a credit card than a personal loan. Launched in 2014, Chime boasts no monthly fees and no minimum balance, plus a fee-free overdraft product called SpotMe that allows most members to overdraw on debit card purchases up to $200. What do you think of TomoCredit? Best alternatives to TomoCredit Vitally Promoted Learn more A new era for customer success productivity 1. Ally offers a 0. 5 Best Revolut alternatives: Which is the best for you?. Kikoff’s credit builder program is similar in concept to Chime’s. It’s a secured card designed for people who are. One of Chime’s great features that they offer is called the “Chime Credit Builder Visa Secured Credit Card. Chime only has one credit card on offer, the Secured Chime Credit Builder Visa® Credit Card *, which is available without a credit check. What are prepaid debit cards? A prepaid debit card can serve as a budgeting tool or an all-out replacement for a bank account — and the best prepaid. Check out this job at KONE: Key Account Manager. Throw in its $100 cash advance. The best prepaid debit cards, or reloadable prepaid cards, have low or no monthly fees and offer. This amount equals your spending limit, too. Google Pay Venmo Zelle Revolut Payoneer Xoom Cash App Cash App¹ lets customers send and receive payments, spend with a linked card, get direct debits early, and invest. The best alternatives to TomoCredit are Trove, Luci, and Sugar. 6 Best Automatic Savings Apps Of 2023. Chime answers the phone when customers call (or so I would assume). Best TomoCredit Alternatives. It’s essentially a pre-paid charge card, and the funds you transferred 1) sets your limit, and 2) is being held to pay off your balance automatically or manually. Hate to break it to some of yall but on the dark net ppl sell mad packs off all necessary card #s ssn dob name addy,packs for like 40-50$ 15-20 individually and some of those fools are like hacker smart some shit i read surprised me. This amount is often referred to by other secured credit cards as the security deposit. If you need to hook your Chime account up to other services do your research first to see if they’re compatible or have another bank account or elsewhere for it. You can also earn cashback through their platform. Chime only has one credit card on offer, the Secured Chime Credit Builder Visa® Credit Card *, which is available without a credit check. Top Alternatives to Chime 1. A recent study from Cornerstone Advisors highlighted the growth of digital banks and fintechs like Chime, PayPal, and Square—and the decline of megabanks like Bank of America, JPMorgan Chase,. Like Chime, Simples accounts are fee-free. The Best Alternatives to Chime Axos Bank - Better Rewards than Chime Quontic - Better Checking Options than Chime Ally - More Financial Services than. However, there are fees involved. For example, you can get up to 2% cash back if you use that cash as credits. Chime: Which Is Best For Your Cash?. FAQ about apps like Chime Top 6 Chime Alternatives Theres no getting around it:. 15% and a 5% cashback on spending up to $500. Still on the fence about Chime?. Chime Credit Builder is not a secured credit card. Chime for building credit can depend on what you’re looking for in a card and how much flexibility you’d like to have in managing it. Nicholas Traub is a Chime user. How to get a Chime Debit Card in a few steps. It’s perfect for splitting a bill or paying your rent for. You can compare offers from leading car hire suppliers like Avis, Europcar, Sixt or Thrifty as well as budget rental deals from Holiday Autos, Budget, Economy, EasyCar, or 121 carhire. You can move any amount of money ( up to $10,000) from your Chime checking account to your “Credit Builder” account, and that amount becomes your security. 10% APY on the balance of around $15,000, whereas on a balance above $15,000, the APY is 0. Instead, they provide a credit builder card. Venmo Conclusion However, Chime Bank isnt the only app. In terms of overdraft protection. 15 Best Apps Like Chime Bank 2023. The Secured Chime® Credit Builder Visa® Credit Card is a secured credit card that can help you build your credit for the first time or help you repair your credit. If you think a different type of card may be a better fit for you. FILE - Adderall XR capsules are displayed on Feb. It has earned their average user $500 in additional credit card rewards. Perks of banking with Chime include overdraft protection called “SpotMe” and their. Chime is a banking fintech developed to make banking helpful, easy, and free. our competitors Chime Wells Fargo 4,5,6 Chase 7,8 Overdraft fee $0 Up to $35 Up to $34 Monthly account service fee $0 Up to $35 Up to $35 International transaction fee $0 Up to 3% Up to 3% Fee-free ATMs 60,000+ 12,000 16,000 How to get a Chime Debit Card in a few steps Sign up in 2 minutes. Apply for Chime by telling us your name, address, date of birth, and social security number. That’s right - it’s a secured credit card, not a normal credit card or a credit building debit card like Fizz. Top 10 Chime Alternatives 1. 5% APY at the time of research - which is 8x the national average. Charles Schwab What Is Chime? Methodology Summary Top Alternatives to Chime Youll notice there are many free chime alternatives. Chime has fewer fees, better overdraft protection, and a better sign-on bonus, all of which tend to be high-priority features for most. The Walmart MoneyCard® Visa® offers the best rewards program of any card on our list. com%2fus%2fblog%2fonline-banks-like-chime/RK=2/RS=sdF0Z4KtFBha1X2welDDIVfL8Z4- referrerpolicy=origin target=_blank>See full list on wise. Extra>Best Credit Card to Build Credit: Chime vs. Here’s an overview of how these two cards compare. He admits they have had their share of ups and downs. Top Alternatives to Chime 1. Like most credit cards, the Chime Credit Builder reports your credit card activity to the three major credit bureaus—Experian, TransUnion, and Equifax. At OnJuno, you can earn an APY of 2. The Chime Credit Card is a secured credit card. Say you want to buy something for $1 with the credit builder card chime will spot you 10 cents or so like a traditional credit card where a bank spots you money. Best Automatic Savings Apps 1. Similar to Chime, One is an online banking service that’s pretty reminiscent of Simple. Chime’s high yield accounts offer 0. Other Cards Like ChimeComplaints about Chime banking app. There’s no fee to open a Wise personal account, no minimum balance requirement, and no monthly fee - helping you save money instantly. Chime doesn’t have its own banking license, but instead offers services through top tier banking partners to keep customers’ money safe. Spot Me is another plus if you find yourself not quite making it to the next paycheck. 50 per out of network withdrawal. 2% cash back is earned at Murphy USA and on Walmart fuel purchases and 1% cash back is earned at Walmart stores. The Chime Credit Card is a secured credit card. What to Know About Neobanks Like Chime, Current and Varo. Keep in mind that the Chime Credit Card can also help you build or rebuild your credit, just like an unsecured credit card. Within seven years, Chime helped pioneer concepts like early access to direct deposits and free overdraft protection. Each bank has unique features, such as integration with investment accounts, buying and selling crypto, charitable giving, easy currency exchanges, and more. The Best Prepaid Debit Cards of 2021 NetSpend Visa Prepaid MasterCard Chime Visa® Debit Card Walmart MoneyCard® Visa® with Cash-Back Rewards American Express Serve® Cash Back Green Dot® Prepaid MasterCard® Final Thoughts The Best Prepaid Debit Cards of 2021 NetSpend Visa Prepaid MasterCard. Top 10 Chime Alternatives for 2023. 8, 2022) APY on up to $5,000 to $25,000, 1. Like other secured credit cards, Credit Builder also reports to the major credit bureaus, to help you build credit history over time. What makes Chime stand out, however, is that it automates your savings by rounding up the transaction to the nearest dollar and transferring that amount to your savings account. If you’re new to credit you have a couple other options for cards that let you earn rewards. Similar to Chime, One is an online banking service that’s pretty reminiscent of Simple. Best Mobile Banking Software. The 6 best alternatives to Chime. It’s a secured card designed for people who are. 10 Mobile Banking Apps Like Chime (For Cash Advance, Banking …. Like most credit cards, the Chime Credit Builder reports your credit card activity to the three major credit bureaus—Experian, TransUnion, and Equifax. Drug shortages are growing in the United States, and experts see no clear path to resolving them. Here are four differences to consider between One vs. Cards for specific cardholders Some cards are designed for a particular type of user: Student credit cards These cards cater to students. Chime’s Credit Builder card is designed to help you build credit safely. This means that when you get secured debt, you put something up. 9, 2023) APY on One card round-ups, and 1. Best Credit Builder Loans for 2023. I commend fintechs like Chime for starting the trend of banks lowering and/or eliminating overdraft fees. Here Are the 6 Best Apps Like Chime in 2023. Chime is a banking fintech developed to make banking helpful, easy, and free. Founded in 2013 by Chris Britt and Ryan King, Chime’s mission statement. 15 Best Online Banks Like Chime in 2023. How to get a Chime Debit Card in a few steps. If these 3 options dont work for you, weve listed a few more alternatives below. Although the three-year customer didnt have much money in her Chime account when it was summarily closed, she had just. There isn’t much info on it besides a few random articles on some random websites. Like Chime, Wise is a financial technology company which takes revolutionary new approaches to cut the costs compared with using a traditional bank. Its a secured card designed for people who are. Online banks like Chime include Ally, Varo, Axos, Capital One 360, Current, Upgrade, Porte, Acorns, Revolut, and Quontic. Founded in 2015, Current features include faster direct deposit, cash back, quick gas hold removals and teen banking. The Chime Credit Builder doesn’t charge fees or interest and Chime doesnt run a credit check when you apply. 9, 2023) APY on direct deposits on up to $1,000 per month. Also like Chime, One can set aside up to 10 percent of your paycheck for savings, and it will even pay an extra 3 percent APY for the money you set aside this way. There’s no cash back for Chimes card. However, for most secured credit cards, security deposits are unavailable to you, the consumer, until you close the account. Chime has fewer fees, better overdraft protection, and a better sign-on bonus, all of which tend to be high-priority features for most. The Best Prepaid Debit Cards of 2021 NetSpend Visa Prepaid MasterCard Chime Visa® Debit Card Walmart MoneyCard® Visa® with Cash-Back Rewards American Express Serve® Cash Back Green Dot® Prepaid MasterCard® Final Thoughts The Best Prepaid Debit Cards of 2021 NetSpend Visa Prepaid MasterCard. Online banks like Chime include Ally, Varo, Axos, Capital One 360, Current, Upgrade, Porte, Acorns, Revolut, and Quontic. For all Walmart shoppers, you stand to earn 3% cash back on every Walmart. What’s behind shortages of Adderall, Ozempic and other meds?. Home Finance Credit Cards The 3 best prepaid debit cards: Top preloaded cards Whats the best prepaid debit card? The American Express Cash Back Card is ZDNets top choice for its cash. There are also no maintenance, card replacement, or minimum balance fees. This information goes into your credit. Best Apps Like Chime Bank 1. Chime’s mobile app uptime is as good as any “real” bank. Both offer online banks, with depository accounts and some lending products, and neither has a brick and mortar presence. 2022 Online Bank Ranking: Chime At The Top, Current. What Chime is Best For High-yield savings accounts, with a current interest rate of 1. Rebuilding credit with the secured Visa card. Thoughts on Cred. Upon receiving an account, you’ll get a $500 revolving credit line. By email, a Chime spokesperson told us it takes these. Self Chime Alternatives: Summary What Is Chime? Before we delve into the Chime alternatives, let’s talk briefly about what Chime is. These work similar to Simple’s Goals, but. Neobanks like Chime and BankMobile are FDIC-insured, just like traditional banks, adding another layer to their supposed trustworthiness (as 11:FS’ Kocianski puts it, “if they trust the big. Card to Build Credit: Chime vs. It offers its customers an Online Savings Account and also does not charge any fee for the services. Best alternative credit cards Petal® 2 Cash Back, No Fees Visa® Credit Card Mission Lane Cash Back Visa® Credit Card. B of A Keep The Change Note: The savings offers that appear on this site are from companies from which The College Investor receives compensation. Chime: APY earnings One offers different ways to earn interest with its account, including 3. OnJuno is yet another first-class alternative for the Chime. Well also introduce the Wise account as a smart option for sending and receiving money internationally using the real exchange rate, from your linked bank account, debit or credit card. Netspend Prepaid Card. Set up direct deposit or connect your current bank account to transfer money to your debit card. Checking accounts with no minimum requirements and no fees; Savings accounts with no minimum balance and no fees; High-interest savings option ; Differences from Chime. PC Gamer & Editor ( قال الله تعالى:( إِنَّ اللَّهَ وَمَلائِكَتَهُ يُصَلُّونَ عَلَى النَّبِيِّ يَا أَيُّهَا الَّذِينَ آمَنُوا صَلُّوا عَلَيْهِ وَسَلِّمُوا تَسْلِيمًا. Chime is an online bank that allows you to transfer funds to friends and pay bills. With a Chime account, you can use your debit card to get cash at more than 38,000 fee-free ATMs. Features like these, Plante says, make it ideal for Americans who live paycheck to paycheck. That includes other banks and financial services like Mint,Acorns and Zelle. We’ll also introduce the Wise account as a smart option for sending and receiving money internationally using the real exchange rate, from your linked bank account, debit or credit card. Jumping off SoFi’s history as a debt refinancing company, the largest cash back rewards are for users who spend their rewards to pay off other loans. There are no monthly charges, overdraft fees, and comes with a Visa debit card. Like other secured cards. The Best Prepaid Debit Cards of 2021 NetSpend Visa Prepaid MasterCard Chime Visa® Debit Card Walmart MoneyCard® Visa® with Cash-Back Rewards American Express Serve® Cash Back Green Dot® Prepaid MasterCard® Final Thoughts The Best Prepaid Debit Cards of 2021 NetSpend Visa Prepaid MasterCard. Some work sometimes, others don’t work at all. Expand. The Chime banking app has been closing accounts, not. Here’s how to apply online: Visit chime. Best Apps Like Chime Bank 1. Trove automatically finds you the credit cards that earn you the most rewards based on your unique spending habits. Food Safety Expert / Tutor / IFS Food / IFS Logistics / IFS Broker / GMP+ / FSSC 22000 / ISO 22000 / ISO 9001 / HACCP auditor 2w. 14 Best Online Banks Like Chime: Top Alternatives to Consider. But I will still stand by my point as this is a Secured credit card. Nicholas Traub is a Chime user. Chime is unique on this list in that they don’t technically offer a credit builder loan. Prepaid cards: With all four prepaid cards on our list, you can withdraw money from ATMs. They dont charge for overdrafts or charge monthly fees. 👇 Compare Chime alternatives 1. And the money that consumers have in their Chime accounts when. ¹ The Chime Credit Builder Credit Card is a secured credit card, but as mentioned, there’s no minimum security deposit requirement. Chime Pros & Cons. Home Finance Credit Cards The 3 best prepaid debit cards: Top preloaded cards Whats the best prepaid debit card? The American Express Cash Back Card is ZDNets top choice for its cash. 📝 Here are the 6 best alternatives to Chime Discover Wise Ally Varo Capital One Axos Discover Chime is a financial technology company, so not strictly speaking a bank - however, if youre looking for banks similar to Chime, Discover might suit you well. They offer a 2% cash back depending on your specific account details and, like Chime, offer no fees for their card. That makes the numbers less cut and dry than they are with loans. Chime also has specialist services to help people manage their money and build credit, including a secured credit card and fee-free overdrafts to cover small value payments. There are no monthly charges, overdraft fees, and comes with a Visa debit card. With one click, maximize your credit card. SoFi and Chime are two popular financial technology (fintech) companies. So how does Chime help you build credit?. Chime’s Credit Builder card is designed to help you build credit safely. The 7 Best Online Banks Like Chime For 2023. The 10 Best Reloadable Prepaid Cards With No Fees. The 3 best prepaid debit cards of 2022. Check out this job at KONE: Key Account Manager. ago Actually I admit I got this wrong. I recently saw a video on it on YouTube and it’s basically a soft-pull credit card like Chime’s credit builder card, but it reports that you have a small balance $1,500 limit every month. Similarities to Chime. 14 Jobs in Hurghada, Al Bahr al Ahmar, Egypt. Whether it makes sense to choose Extra vs. 📝 Here are the 8 best apps like Cash App. This APY is tough to beat, and its an excellent Chime alternative if you have under $5,000 in cash. Chime is an online bank that allows you to transfer funds to friends and pay bills. Top 10 Chime Alternatives 1. The best prepaid debit cards, or reloadable prepaid cards, have low or no monthly fees and offer. Neeraj Kumar Prasad on LinkedIn: IFS Food v. That includes other banks and financial services like Mint,Acorns and Zelle. Here are four differences to consider between One vs. Banks use these solutions to power their mobile applications, which are increasingly popular among. The Department of Financial Protection and Innovation wants to make. We’ll also introduce the Wise account as a smart option for sending and receiving money internationally using the real exchange rate, from your linked bank account, debit or credit card. Chime Alternatives for 2023. 10+ Online Banks Like Chime. It offers its customers an Online Savings Account and also does not charge any fee for the services it provides. com/_ylt=AwrhdmcpiVdk3DM0LgtXNyoA;_ylu=Y29sbwNiZjEEcG9zAzMEdnRpZAMEc2VjA3Ny/RV=2/RE=1683487145/RO=10/RU=https%3a%2f%2fwise. 📝 Here are the 8 best apps like Cash App. Chime Credit Builder Secured Visa ® Credit Card A new way to build credit No annual fee or interest¹ No credit check to apply No minimum security deposit required² Get started Already a Chime member? For Chime. Like most credit cards, the Chime Credit Builder reports your credit card activity to the three major credit bureaus—Experian, TransUnion, and Equifax. Best alternatives to TomoCredit. Chime is usually a more attractive option overall, although both are reputable and quality digital banking providers. com>Here Are the 6 Best Apps Like Chime in 2023. What Chime is Best For High-yield savings accounts, with a current interest rate of 1. It provides a savvy app-based checking account and debit card with additional options like a savings account with APY³. Chime: Best cheap prepaid alternative. However, you can only use it at the Kikoff store, which only sells things like personal finance and self-help books. Every Chime Spending Account comes with a free debit card that you can use anywhere credit cards are accepted. Mobile banking solutions act as a mobile extension of the bank. Like many other Chime alternatives, Ally requires no minimum deposit fee, which is why it is our top preferred choice. Ally also offers credit cards, personal loans, and investments. Chime Credit Builder Visa® Secured Credit Card Review. Best Automatic Savings Apps 1. 8 Best Bank Apps like Chime. Chime Credit Builder Visa Card 2023 Review. Another Chime customer, Michelle Robertson, suffered a similar problem. Chime: Which Is Right Choice for You?. FAQ about apps like Chime Top 6 Chime Alternatives Theres no getting around it: Chime is an excellent mobile banking app and debit card. Chime Debit Card vs. What makes Chime stand out, however, is that it automates your savings by rounding up the transaction to the nearest dollar and transferring that amount to your savings account. One of its biggest benefits to checking customers is its lack of monthly fees and minimum balances. OnJuno is yet another first-class alternative for the Chime. SoFi has a credit requirement for their card which offers a 2% cash back depending on how you use the card. Best Credit Card to Build Credit: Chime vs. Whether it makes sense to choose Extra vs. Chime Credit Builder Secured Visa ® Credit Card A new way to build credit No annual fee or interest¹ No credit check to apply No minimum security deposit required² Get started Already a Chime member? For Chime Checking Account holders with eligible direct deposit² FAQs Here’s everything you need to know about our Credit Builder Before Applying. SoFi and Chime are two popular financial technology (fintech) companies. The best alternatives to TomoCredit are Trove, Luci, and Sugar. This information goes into your. Top 10 Chime Alternatives 1. Online Banks Like Chime: 10 Alternatives To Chime. If you need to hook your Chime account up to other services do your research first to see if they’re compatible or have another bank account or elsewhere for it. Chime is unique on this list in that they don’t technically offer a credit builder loan. Key Account Manager KONE, Riyadh, Riyadh, Saudi Arabia. Checking accounts with no minimum requirements and no fees; Savings accounts with no minimum balance and no fees; High-interest savings. ² There are also no high fees, which you might encounter with other secured credit cards. And unlike other secured credit cards, with the Chime Credit Card you can use your deposit to pay for monthly charges. Chime Debit Card vs. MOVO Digital Prepaid Visa. Current: Which Is Better?. And like Chime, you can use Varos secured Visa card to improve your credit score without paying annual fees or interest. Trove 15 reviews 14 alternatives Learn more. Chime: APY earnings One offers different ways to earn interest with its account, including 3. Chime⁴ offers accounts for day to day use and savings, which come with a linked debit card for easy spending and free in network withdrawals at 60,000 ATMs. Chime Credit Card Reviews: Is It Worth It? (2023). This APY is tough to beat, and its an excellent Chime alternative if you have under $5,000 in cash. A recent study from Cornerstone Advisors highlighted the growth of digital banks and fintechs like Chime, PayPal, and Square—and the decline of megabanks like Bank of America, JPMorgan Chase,. It also offers customers fee-free overdrafts, allowing premium customers who deposit at least $500 a month to overdraw their accounts (up to $100) without incurring a penalty. SoFi and Chime are two popular financial technology (fintech) companies. Best alternative credit cards Petal® 2 Cash Back, No Fees Visa® Credit Card Mission Lane Cash Back Visa® Credit Card AvantCard Credit Card Grow Credit Mastercard Chime Credit Builder. Rent a car at Jeddah and discover Makkah, Saudi Arabia. Founded in 2015, Current features include faster direct deposit, cash back, quick gas hold removals and teen banking. Walmart MoneyCard® Visa® with Cash-Back Rewards. Chime Debit Card vs. 9, 2023) APY on One card round-ups, and 1. WIRED>If You Liked Simple, Try These Online Banks Instead. I recently saw a video on it on YouTube and it’s basically a soft-pull credit card like Chime’s credit builder card, but it reports that you have a small balance $1,500 limit every month. Car hire service Jiddah offers low prices and a wide range of vehicles. However, the most important details to be aware of are the following: There are no fees or interest on the card. Misr for Hotels and Construction Hospitality Qesm 1st Hurghada, Al Bahr al Ahmar 110 followers We develop projects, that meets the highest expectation regarding design,. No credit building account with CapitalOne; CapitalOne offers loans and other banking products as well; Which should I choose?. ” A secured credit card is a form of secured debt. Brewster said the FDIC and other regulators oversee traditional banks, but neobanks like Chime do not fall under the same rules. One of the most welcome features for ex-Simple users is Pockets. Launched in 2014, Chime boasts no monthly fees and no minimum balance, plus a fee-free overdraft product called SpotMe that allows most members to overdraw on debit card purchases up to $200. Sep 18, 2020. Porte Summary: Some online financial institutions similar to Chime include Varo, Ally Bank, and Quontic. You can move any amount of money ( up to $10,000) from your Chime checking account to your “Credit Builder” account, and that amount becomes your security deposit. What Chime is Best For High-yield savings accounts, with a current interest rate of 1. If You Liked Simple, Try These Online Banks Instead. KPRC 2 Investigates: What customers should know about ‘neo. You can also use this debit card to make purchases online and withdraw cash. Similar to Chime, One is an online banking service that’s pretty reminiscent of Simple. Like Cash App, Venmo⁵ provides a neat way to send and receive money from friends and family in the US. Chime is usually a more attractive option overall, although both are reputable and quality digital banking providers. Best alternative credit cards Petal® 2 Cash Back, No Fees Visa® Credit Card Mission Lane Cash Back Visa® Credit Card AvantCard Credit Card Grow Credit Mastercard Chime Credit Builder. Chime only has one credit card on offer, the Secured Chime Credit Builder Visa® Credit Card *, which is available without a credit check. And like Chime, you can use Varos secured Visa card to improve your credit score without paying annual fees or interest. The $0-annual-fee card earns cash-back rewards—a rarity among secured cards. You’ll need: Social Security number; Valid home address; 18+ U. Best Reloadable Prepaid Cards With No Fees. If you think a different type of card may be a better fit for you. Citizen or resident of 50 United States. Do any of you have experience with them? If so, what are your thoughts?. Plus, Varo lets you earn up to 6% cash back if you shop with your Varo debit or credit card. You can file a complaint against Chime or any other neo-bank or financial service business with the government’s Consumer Finance group. Ally Ally Bankis one of the leading alternatives to Chime, offering a fairly diverse array of account types, including checking and savings accounts. Chime is one of the most popular neobanks currently operating in the United States with more than 14 million customers.